up2drive knowledge base

You should apply for an amount greater than the amount you think you will need in order to give yourself some flexibility.  Your actual loan amount will be the amount of the vehicle you purchase from a franchised dealership; which can include the sale price of the vehicle, taxes, licensing and registration fees, extended warranty/service and any other fees normally associated with a franchise dealership vehicle purchase.  Up2drive does have vehicle eligibility conditions which include year, Loan-to-Value (LTV) and mileage restrictions that must be met in order to use our New Franchised Dealership vehicle loan product.