What types of vehicles does up2drive finance?

Up2drive finances vehicles for personal use only.  Vehicles we are unable to refinance include:  Vehicles manufactured by Suzuki, recreational vehicles, ATV’s, jet skis, boats, mobile homes, motor homes, camper vans, trailers, conversion vans, commercial vehicles, business vehicles,  leased vehicles, amphibious vehicles, armored vehicles, motorcycles, limousines, taxis, tow trucks, tractors, dump trucks, freight liners, farm equipment, kit cars, show cars, branded/junk/salvaged/rebuilt title vehicles,  gray market vehicles, lemon law vehicles, converted engine vehicles, three-wheeled vehicles,  vehicles that do not have a Vehicle Identification Number (VIN) or title issued, repossessed vehicles, vehicles sold through brokers/auction houses, vehicle sold through independent dealers (non-franchised), vehicles being sold by a business and vehicles greater than 75,000 miles

up2drive finances vehicles for personal use only.  Vehicles must be purchased from a Franchise Dealership.

The vehicle you are refinancing must meet these Vehicle Eligibility Conditions.

  • Loan-to-Value not greater than 110% of Manufacturers Suggested Retail Price (MSRP).  Multiply the MSRP by 1.10 (or 110%).  The final sale price you negotiate with the dealer cannot exceed this value.  
  • Mileage: cannot exceed 6,000 miles.
  • Vehicle Age: Cannot be previously titled.

Other restrictions:

  • May not be used at a BMW or MINI Dealership.
  • No purchases from private sellers - FRANCHISED DEALERSHIPS ONLY! 
  • No purchase of auto leases.
  • You may only purchase one vehicle with the drive check.
  • No vehicles manufactured by Suzuki, recreational vehicles, ATV’s, jet skis, boats, mobile homes, motor homes, camper vans, trailers, conversion vans, commercial vehicles, business vehicles, leased vehicles, amphibious vehicles, armored vehicles, motorcycles, limousines, taxis, tow trucks, tractors, dump trucks, freight liners, farm equipment, kit cars, show cars, branded/junk/salvage/rebuilt title vehicles, grey market vehicles, lemon law vehicles, converted engine vehicles, three-wheeled vehicles, vehicles that do not have a Vehicle Identification Number (VIN) or title issued, repossessed vehicles, vehicles sold through through brokers/auction houses, vehicles sold through independent dealers (non-franchised), vehicles sold to members of the same family/same address and vehicles being sold by a business.
  • No powers-of-attorney on Franchised Dealership vehicle purchases.
  • No cash back to borrowers on Franchised Dealership vehicle purchases.