• Loan-to-Value (LTV) not greater than 110% Kelley Blue Book (KBB) retail value.  Multiply the KBB Retail Value by 1.10 (or 110%).  The value of your vehicle cannot exceed this value.
• Mileage:  cannot exceed 75,000 miles
• Vehicle Age: If the requested loan term is less than or equal to 60 months, vehicle must be no older than 6 years. If the requested refinance term is greater than 60 months, vehicle must be no older than 4 years

 Other conditions that apply:

• May not be used at a BMW or MINI Dealership
• No Purchases from private sellers - FRANCHISED DEALERSHIPS ONLY!
• No purchases of auto leases.
• You may only purchase one  vehicle with the Drive Check.
• No vehicles manufactured by Suzuki, recreational vehicles, ATV’s, jet skis, boats, mobile homes, motor homes, camper vans, trailers, conversion vans, commercial vehicles, business vehicles,  leased vehicles, amphibious vehicles, armored vehicles, motorcycles, limousines, taxis, tow trucks, tractors, dump trucks, freight liners, farm equipment, kit cars, show cars,  branded/junk/salvaged/rebuilt title vehicles,  gray market vehicles, lemon law vehicles, converted engine vehicles, three-wheeled vehicles,  vehicles that do not have a Vehicle Identification Number (VIN) or title issued, repossessed vehicles, vehicles sold through brokers/auction houses, vehicle sold through independent dealers (non-franchised), vehicles sold to members of the same family/same address and vehicles being sold by a business
• No powers-of-attorney on Used Franchised Dealership vehicle purchases.

• Follow the step-by-step instructions attached to the Drive Check.
• Locate a Franchise Vehicle Dealership and  confirm with the dealership the vehicle meets the Vehicle Eligibility Conditions listed in the loan package.
• Provide the Franchise Dealership the step-by-step instructions.
• Complete and fax required documents listed in the step-by-step instructions.
• An authorization will be provided to place on the Drive Check.
• Once authorized, the dealership can deposit the Drive Check.

 The Franchise Dealership is responsible for titling the vehicle in your name as registered owner and BMW Bank of North America as the lienholder

Detailed step-by-step instructions are provided with the Drive Check to facilitate a smooth transaction.

Independent used car lots and automobile brokers are not franchise vehicle dealerships.

• Follow the step-by-step instructions attached to the Drive Check.
• Locate a Franchise New Vehicle Dealership and confirm with the dealership the vehicle meets the Vehicle Eligibility Conditions listed in the loan package.
• Provide the Franchise Dealership the step-by-step instructions.
• Complete and fax required documents listed in the step-by-step instructions. 
• Once documents are reviewed, an authorization number is provided to place on the Drive Check.
• Once authorized, the dealership can deposit the Drive Check.

The Franchise Dealership is responsible for titling the vehicle in your name as registered owner and BMW Bank of North America as the lienholder.

Detailed step-by-step instructions are provided with the Drive Check to facilitate a smooth transaction.

• Loan-to-Value (LTV) not greater than 110% of Manufactures Suggested Retail Price (MSRP).
• Mileage cannot exceed 6000 miles.
• Vehicle cannot be previously titled.

Other conditions that apply:

• May not be used at a BMW or MINI Dealership.
• No purchases from Private Sellers - FRANCHISE DEALERSHIPS ONLY!
• No purchases of Auto leases.
• You may only purchase one (1) vehicle with the Drive Check.
• No vehicles manufactured by Suzuki, recreational vehicles, ATV’s, jet skis, boats, mobile homes, motor homes, camper vans, trailers, conversion vans, commercial vehicles, business vehicles,  leased vehicles, amphibious vehicles, armored vehicles, motorcycles, limousines, taxis, tow trucks, tractors, dump trucks, freight liners, farm equipment, kit cars, show cars, branded/junk/salvaged/rebuilt title vehicles,  gray market vehicles, lemon law vehicles, converted engine vehicles, three-wheeled vehicles, vehicles that do not have a Vehicle Identification Number (VIN) or title issued, repossessed vehicles, vehicles sold through brokers/auction houses, vehicle sold through independent dealers (non-franchised), vehicles being sold by a business.
• No powers-of-attorney on Franchised Dealership vehicle purchases.

Independent used car lots and automobile brokers are not franchise vehicle dealerships.

up2drive finances vehicles for personal use only.  Vehicles must be purchased from a Franchise Dealership.

The vehicle you are refinancing must meet these Vehicle Eligibility Conditions.

• Loan-to-Value not greater than 110% of Manufacturers Suggested Retail Price (MSRP).  Multiply the MSRP by 1.10 (or 110%).  The final sale price you negotiate with the dealer cannot exceed this value.  
• Mileage: cannot exceed 6,000 miles.
• Vehicle Age: Cannot be previously titled.

Other restrictions:

• May not be used at a BMW or MINI Dealership.
• No purchases from private sellers - FRANCHISED DEALERSHIPS ONLY! 
• No purchase of auto leases.
• You may only purchase one vehicle with the drive check.
• No vehicles manufactured by Suzuki, recreational vehicles, ATV’s, jet skis, boats, mobile homes, motor homes, camper vans, trailers, conversion vans, commercial vehicles, business vehicles, leased vehicles, amphibious vehicles, armored vehicles, motorcycles, limousines, taxis, tow trucks, tractors, dump trucks, freight liners, farm equipment, kit cars, show cars, branded/junk/salvage/rebuilt title vehicles, grey market vehicles, lemon law vehicles, converted engine vehicles, three-wheeled vehicles, vehicles that do not have a Vehicle Identification Number (VIN) or title issued, repossessed vehicles, vehicles sold through through brokers/auction houses, vehicles sold through independent dealers (non-franchised), vehicles sold to members of the same family/same address and vehicles being sold by a business.
• No powers-of-attorney on Franchised Dealership vehicle purchases.
• No cash back to borrowers on Franchised Dealership vehicle purchases.